Financing Offer FTC Compliance Disclosure

This offer is available only upon credit approval through a third‑party lender. $0 down payment and financing options starting as low as $99/month* for qualified buyers.
* See full terms, example calculation, and key details below.

How the $99/month Estimate Works

  • Estimate basis:

    • Loan Amount: $8,000

    • APR: 7.99% fixed

    • Term: 120 months (10 years)

    • Monthly Payment: $99 ($12.12 per $1,000 borrowed)

    • Total Payment: $11,638
    • Total interest if paid to term $3,638 (Paying the loan off early may reduce the total interest paid, subject to lender terms.)
  • Approval required:
    Subject to credit approval by an independent third‑party lender

Example Amortization:

 

 Loan Amount 

 Term 

APR 

Monthly Payment 

 $8,000

120 mo

7.99%

$99/month

Calculation details:
Payment = P × [r / (1 – (1 + r)^–n)]
• P = $8,000 (principal)
• r = 7.99 / 12 (monthly interest rate)
• n = 120 (number of payments) 

Key Terms & Conditions

  1. Credit Approval: You must apply and qualify with the lender; not everyone will qualify.
  2. Rate Variability: Your actual APR may differ based on credit profile and lender’s rates at time of application.
  3. Fees: Lender fees (e.g., origination, late-payment) may apply; these will be disclosed by the lender.
  4. Prepayment: No penalty for early payoff.

Non‑Affiliation: Metro Builders is a roofing contractor not a lender and has no role in loan underwriting or servicing.

Why We Disclose This

  1. Under U.S. advertising rules, any “triggering claim” (like “$99/month”) must be qualified clearly and conspicuously with the material terms that create that estimate. By presenting all key numbers up front, loan amount, term, interest rate, and sample calculation, we ensure full transparency and help you make an informed decision.